Fit2Trade
Your Complete Digital Compliance Solution for Credit Unions
Stay CBI-ready, reduce admin, and give your team everything they need — all in one place.
Stay ahead of Central Bank MCC & conduct requirements
Cut admin time with digital training, checks and records
Give management a live view of risk and compliance readiness
AT A GLANCE
MCC, training, H&S and routines, all in one place
- MCC tracker mapped to CBI requirements with reminders before deadlines
- ILCU‑approved eLearning with CPD tracking for all relevant roles
- Safety Statement, Risk Assessments and Digital H&S checks – replacing folders and spreadsheets
- Operational and Security Checklists completed from any device
AT A GLANCE
Why Credit Unions are choosing Fit2Trade
- Saves you time and keeps you aligned with the latest Central Bank MCC requirements
- One system for all mandatory training
- Replaces paperwork and spreadsheets with a clear, auditable digital trail
- Reduces risk across branches with a simple, easy-to-use system
Three building blocks – one portal
Start with training, add Health & Safety, then layer in operational routines as you go. You choose the mix that fits your credit union.
Educate.
Learning Management System
12 x Online compliance courses for all employees that cover your legal requirements.
What you get:
Mandatory Regulatory Compliance Program
Ensure.
Health & Safety Management System
A fully digital Health and Safety Management System.
What you get:
Operate.
Operational Management System
Digital Operations system to create audit trails, reduce risk, and show strong governance.
What you get:
Simple, transparent pricing for Credit Unions
Choose the level that matches your current priorities. You can always start small and expand later as your needs grow.
CU Essential
- Ideal if you want to get the basics right with minimal admin
- What’s included
- Mandatory Regulatory Compliance Program
- CBI-Expected Compliance Program
- H&S Compliance Program
- MCC Tracker
- Training Dashboards and Reports
CU Enhanced
- For credit unions that want training + H&S Compliance
- Everything in Essential, PLUS;
- Safety Statement
- Risk Assessments
- Incident & Accident Management System
- Digital H&S Checklists
- H&S Dashboard and Reports
CU Complete
- For multi‑site credit unions who want full visibility
- Everything in Enhanced, PLUS:
- PCI, GDPR & Data Handling Checks
- Opening & Closing Checks
- Cash Handling and Security Checks
- Operational Dashboards
- Annual H&S Audit*
Digital Operational Resilience (DORA) - Optional add-on for any tier
The Digital Operational Resilience Act (DORA) introduces new expectations around ICT governance, cyber hygiene, vendor oversight and operational resilience for Credit Unions. To make this easy, we’ve created two guided packs that break everything into simple monthly, quarterly and annual tasks — with full templates, checklists and evidence trails built in.
Whether you’re a small CU with limited IT resources or a larger multi-branch credit union preparing for deeper regulatory oversight, our DORA packs give you exactly what you need.
View the DORA Compliance packs
*If you’re interested in purchasing just the Annual H&S Audit (excluding the Operational Checklists), the price starts at €799, depending on your location and the size of your operation.
Mandatory Regulatory Compliance Program
These training courses must be completed by all employees so you can demonstrate competency.
Anti-Money Laundering
Required under the Criminal Justice (Money Laundering & Terrorist Financing) Acts.
Every 12 months
2 CPD hours
Course ID#2568 > ILCU Accreditation#25444
GDPR for Credit Unions
Required under GDPR + Data Protection Act 2018 for all employees processing personal data.
Every 12 months
2 hours
Course ID#270
Cyber Security
Required due to Central Bank Cross-Industry Guidance on Operational Resilience.
Every 12 months
2 hours
Course ID#256
Fraud Awareness
Required as part of CPC (Consumer Protection Code) + AML obligations for all Financial Institutions.
Every 12 months
2 hours
Course ID#668
CBI-Expected Compliance Program
If the Central Bank audits you, they expect these to be in place as part of risk management, governance and culture frameworks.
Anti-Bribery & Corruption
Expected under Consumer Protection Code, Fitness & Probity and General governance / ethics standards.
Every 2 years
2 hours
Course ID#254
Business Ethics
Expected by the Central Bank as part of good culture, conduct and governance.
Every 2 years
2 hours
Course ID#
Conflict of Interest
Required under the CBI’s Fitness & Probity standards. Applies to any “controlled function”.
Every 2 years
2 hours
Course ID#
Competition Law
Only applies to board / senior employees involved partnerships, pricing, or marketing decisions.
Every 3 years
2 hours
Course ID#675
H&S Compliance Program
Health & Safety training required in a Credit Union, under the Safety, Health and Welfare at Work Act 2005 (HASAWA) and General Application Regulations.
Manual Handling and Ergonomics
Required under the Safety, Health and Welfare at Work Regulations 2007 for staff who lift, carry, push, pull or handle loads.
Every 2 years
1 hour
Course ID#2215
Fire Safety and Emergency Preparedness
Required under Safety, Health & Welfare at Work Act 2005, the Fire Services Act and Emergency Plans & Procedures Regulations.
Every 2 years
1 hour
Course ID#2214
General Workplace Health and Safety Awareness
Mandatory as HASAWA 2005, S.10 requires employers to ensure staff have appropriate health & safety information, instruction and training.
Every 3 years
1 hour
Course ID#2217
Display Screen Equipment (DSE) / VDU Training
Required under Safety, Health & Welfare at Work (General Application) Regulations – Chapter 5 of Part 2 (Display Screen Equipment).
Every 2 years
1 hour
Course ID#
Minimum Competency Code - Matrix Dashboard
The MCC now includes Credit Unions, requiring staff involved in savings, investments, and lending to obtain qualifications set by the Central Bank of Ireland. With Fit2Trade, you can easily track MCC qualifications, identify gaps, and provide evidence of proactive compliance to the CBI. The deadline for acquiring these qualifications is the 1st October 2028.
Life Assurance
Track employee completion of CBI-recognised qualifications.
Acceptable qualifications:
Qualified Financial Adviser
Member, Associate or Fellow of the Irish Institute of Pensions Management
Accredited Product Adviser (Life Assurance)
Certificate in Personal Financial Planning with the Personal Financial Planner designation
Accredited Product Professional (Life Assurance)
Pensions
Track employee completion of CBI-recognised qualifications.
Acceptable qualifications:
Qualified Financial Adviser
Member, Associate or Fellow of the Irish Institute of Pensions Management
Accredited Product Adviser (Pensions)
Certificate in Personal Financial Planning with the Personal Financial Planner designation
Accredited Product Professional (Retirement Benefits)
Savings and Investments
Track employee completion of CBI-recognised qualifications.
Acceptable qualifications:
Qualified Financial Adviser
Member, Associate or Fellow of the Irish Institute of Pensions Management
Registered Stockbroker
Accredited Product Adviser (Savings and Investments)
Certificate in Personal Financial Planning with the Personal Financial Planner designation
Accredited Product Professional (Savings and Investment)
Accredited Financial Practitioner
Advanced Certificate in Credit Union Practice (Term Deposits)
Pathways Diploma in Credit Union Practice (Term Deposits)
Credit Union Adviser (Term Deposits)
Personal General Insurance
Track employee completion of CBI-recognised qualifications.
Acceptable qualifications:
Certified Insurance Practitioner
Associate or Fellow of the Chartered Insurance Institute
Accredited Product Adviser (Personal General Insurance)
Accredited Product Professional (Personal General Insurance)
Accredited Practitioner (Personal General Insurance)
Accredited Financial Practitioner
Commercial General Insurance
Track employee completion of CBI-recognised qualifications.
Acceptable qualifications:
Certified Insurance Practitioner
Associate or Fellow of the Chartered Insurance Institute
Accredited Product Adviser (Commercial General Insurance)
Accredited Product Professional (Commercial General Insurance)
Private Medical Insurance and Associated Insurances
Track employee completion of CBI-recognised qualifications.
Acceptable qualifications:
Certified Insurance Practitioner
Associate or Fellow of the Chartered Insurance Institute
Diploma in Private Medical Insurance
Accredited Product Adviser (Personal General Insurance)
Accredited Product Adviser (Private Medical Insurance)
Accredited Product Professional (Private Medical Insurance)
Accredited Product Professional (Personal General Insurance)
Housing Loans, Home Reversion Agreements and Associated Insurances
Track employee completion of CBI-recognised qualifications.
Acceptable qualifications:
Qualified Financial Adviser
Accredited Product Adviser (Loans)
Certificate in Personal Financial Planning with the Personal Financial Planner designation
Accredited Product Professional (Loans)
Accredited Practitioner (Loans)
Accredited Financial Practitioner
Consumer Credit and Associated Insurances
Track employee completion of CBI-recognised qualifications.
Acceptable qualifications:
Qualified Financial Adviser
Accredited Product Adviser (Loans)
Accredited Product Adviser (Consumer Credit)
Certificate in Personal Financial Planning with the Personal Financial Planner designation
Accredited Product Professional (Loans)
Accredited Practitioner (Loans)
Accredited Financial Practitioner
Advanced Certificate in Credit Union Practice
Pathways Diploma in Credit Union Practice
Credit Union Adviser
Digital site-specific Safety Statements
The online safety statement we write is deployed to all employees. Get peace of mind with real-time data on who read and signed it.
You get a new set of Risk Assessments for your Credit Union
Core Workplace RAs (required in every CU)
General Office Safety RA
Fire Safety & Emergency Evacuation RA
Slips, Trips & Falls RA
Display Screen Equipment (DSE / VDU) RA
Manual Handling RA
First Aid & Medical Emergencies RA
Housekeeping & Cleaning RA
Electrical Safety RA
Welfare Facilities RA (toilets, kitchen, drinking water)
Workplace Transport / Car Park Safety RA
Working at Height (minor tasks, ladders, signage)
People, Customers, and Security
Robbery / Threat of Violence & Aggression RA
Cash Handling & Cash-in-Transit RA
Lone Working RA (very important for small branches)
Visitors & Public Access RA
Vulnerable Persons on Site RA
Young Persons (Work Experience / Temp Staff) RA
Emergency Preparedness
Emergency Response & Evacuation RA
Bomb Threat / Suspicious Package RA
Business Continuity / Power Loss RA
Severe Weather RA (rain, freezing, snow & ice)
Gas Leak / Electrical Failure RA
Building, Equipment & Environment
CCTV & Data Security RA
Heating, Ventilation & Indoor Air Quality RA
Lighting Levels & Glare RA
Noise (low level office) RA
Maintenance Activities / Contractors On-Site RA
Chemical Safety RA (cleaning supplies)
Waste Management & Recycling RA
Water Hygiene / Legionella RA (if showers or tanks present)
Asbestos RA (if building pre-2000)
Incident & Accident Management
Efficiently report and manage all incidents / accidents with our comprehensive software. Streamline your response and processes for a safer workplace.
Digital Routines and Checklists
Get real-time visibility of the completion of all H&S checks. We digitize your paper Daily, Weekly, and Monthly checks so they’re completed on mobile.
Health & Safety Audits
The ENSURE Health and Safety audits are expert assessments of your H&S policies, systems and procedures to ensure you’re compliant and operating safely.
Reduce Errors and Prevent Loss
PCI, GDPR & Data Handling Checks
Stay compliant & protect your credit union from costly breaches.
We remove the guesswork from PCI and data-handling routines by digitising your PED checks, GDPR spot-checks and data-security controls. Every terminal, every device, every day — fully logged, time-stamped and audit-ready. No paper, no risk, no surprises.
Opening & Closing Checks
Standardise daily routines and remove paper-based processes.
Digitise your daily opening and closing procedures so every branch follows the same steps, every time. From alarms and safes to workstation checks and security routines, we give Head Office instant visibility and remove the admin burden from staff.
Cash Handling Checklists
Eliminate spreadsheet errors and tighten cash controls.
We digitise your cash-handling routines — floats, cash counts, ATM/coin machine checks and dual-control processes — so you can spot issues instantly and prevent loss. No more Excel files, paperwork or missing signatures. Every check becomes traceable and accountable.
Security & Robbery Prevention
Strengthen security and reduce on-site risks across all branches.
Turn your robbery-prevention and security routines into simple digital checklists. CCTV, panic alarms, access control and weekly branch security checks become easy to complete and instantly reportable, giving leadership total visibility of site risks at a glance.
Prepare for DORA & IT Thematic Reviews
Get ready for the Central Bank’s IT Thematic Review and the Digital Operational Resilience Act (DORA) – without hiring consultants or drowning in paperwork.
DORA Core – IT Readiness Pack
Lay the groundwork for Digital Operational Resilience, without drowning in frameworks.
- Map your key systems, data and vendors into a simple ICT risk register that’s accessible in the system.
- Get ready-made IT governance, incident and access-control checklists for credit unions.
- Standardise how ICT incidents are logged, escalated and followed up with with CU specific reports.
- Generate clear evidence packs for Central Bank IT reviews and future DORA requirements.
- A suite of 10 Dora-aligned IT & Security Policies
DORA Pro – Resilience & Testing Pack
For credit unions who want board-level assurance, deeper testing and full visibility.
- Add advanced cyber, backup and continuity checks into your daily and weekly routines.
- Set up vendor oversight dashboards for critical ICT providers and outsourced services.
- Plan, schedule and track penetration tests and scenario-based resilience exercises.
- Give the Board clear DORA-style reports on risks, trends and remediation actions.
- The full suite of 28 Dora-aligned IT & Security Policies.
See how it would look for your credit union
What we’ll cover in the demo
• How MCC tracking works for different staff roles.
• The regulatory and H&S courses included for your team.
• How digital checklists and routines replace manual paperwork.
• Reporting views for management, boards and auditors.
No hard sell – just a practical walk‑through and time for your questions.
Arrange your live 1:1 demo
